Filing Accident Claims When A Family Member is Involved

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What would you do if you were involved in an accident with a family member? Never thought about it until now? No one wants to deal with legal stuff with family but sometimes it just happens.

 

Jul 18, 2011 – Accidents Claims with Family

Is this a good idea?

No one wants to be involved in a car accident, much less with a family member. However, it is sometimes unavoidable, and the emotional stress can be much greater if the family member was at fault.

Many people hesitate, or have reservations, about filing lawsuits when family members are involved. But there may be several reasons why it’s a wise idea – and one that doesn’t have to cause a rift between relatives.

How it works

The law usually allows you to file a claim against another driver – even a relative. So it’s natural to take all the legal routes available to you for recompense. The law looks at who was negligent, reckless, or careless in the crash, and not who is related to whom.

The good news is that when you file a claim against a family member, their insurance may pick up the tab. Sometimes, it’s simply a matter of your insurance company suing theirs. So your relative may not have to pay the cost of the suit out of his or her own pocket. This is precisely why your relative purchases insurance and pays their premiums, and being related to them does not mean their insurance company should not compensate you.

It’s especially important to file a claim if your injury or losses go above and beyond what your insurance is willing to pay. Although you may love your relative very much, that fact doesn’t help pay your medical bills, transportation costs, or lost wages.

Be sure to speak to a knowledgeable legal professional to see if this type of claim is right for you.

Read up on auto accidents: http://www.good-legal-advice.com/auto_accidents.htm