Saturday, April 30, 2011

Check for the Children's Sake!

Found on www.prlog.org/ and brought to you by Lawyer Salinas

Your child could be visiting someone very dangerous or be placing himself in a terrible situation. You don't want to invade your child's privacy however you don't want your child to be hurt. As a parent you have to make sure that your child is safe

Apr 29, 2011 

 

Most parents drive their children around everywhere they go.  Has your child ever told you to 'just drop them off here?'  Most parents assume that their kids are too cool to be dropped off at the front door, or to be seen with their parents.  It's one of those things we roll our eyes at and get over.  However, what if your child is visiting somewhere he shouldn't be visiting.  You just never know what kind of people your child can end up hanging around with.  Next time you are asked to drop your child off in front of a house rather than walking him or her in, or next time your child wants you to drop him or her off down the block with no explanation, you may want to take note of the address.  Here's why.

Your child could be visiting someone very dangerous or be placing himself in a terrible situation.  You don't want to invade your child's privacy, however you don't want your child to become injured or hurt.  As a good parent, you have to make sure that your child is safe and that you are doing all that you can in order to ensure that.  If you would like to do this without making your child hate you, do it secretly!  You can visit www.ReverseGenie.com and place an address or a phone number in the text box.  You will instantly receive reports about who owns the house or the phone and what kind of person they are.

=== Unlimited People Search results http://wannafindyou.com

In fact, you can find out if they have ever been charged of a felony or a misdemeanor, you can have access to their criminal and civil court records and much more.  You will instantly be able to tell whether your child is in danger or not from the people who live here.  Your child will never know that you have checked, and neither will the people that you search for.  Many times, parents have no idea how to check and make sure that their children are safe.  This is one resource that watchful parents just can't live without.

====Run Background checks http://www.wannafindyou.com

If you have questions about where your child is going or who they are calling, all you need is the address or the phone number.  All you have to do is type in either one and you don't have to know the name of the people who you are searching for.  You can find out if they have ever been charged with a crime, you can see their marriage and death certificates and you can find out if they are a danger to your child.  In this day and age, we can't afford to assume that our children are safe – we simply have to make sure.  Utilize the tips and advice above along with this site or another site that allows you to search in this way, so that you can rest assured that your child is safe.


 

When - and how - to trim auto insurance

Great advise for any driver.

Found on www.sun-sentinel.com/ and brought to you by Car Repair Salinas

How much can - and should - you save in reducing auto insurance coverage? (Dean Hollingsworth, McClatchy-Tribune News / April 29, 2011)

Tuesday, April 26, 2011

Childrens Custody: Need a good lawyer

Found on www.prlog.org and brought to you by Lawyer Salinas

 

Apr 26, 2011 – Child support lawyer can not only help during the custody trial, but they get the best possible decision when it comes to frequency of inspection and the amount of child support payable.. Usually impregnate any children in marriage, parental responsibility and they have equal right to custody.

Which parent is granted custody to make all decisions regarding education, religion and health care. More than one type of custody may be granted. Exclusive custody to one parent full custody rights to the child support  Lawyer or children. Other parent has no rights, when this type of congregation is given. Non-custodial parent may be permitted under the supervision or control rights. Visitations may be required to be verified if necessary. In many cases, joint custody granted to the family lawyer equal rights decisions about the child. When some children are involved, custody between parents shut down, depending on the child's best interests are served.

The court took testimony from both parents, character, general health, and many other factors to determine which parent is qualified to meet the child Support Lawyer. Do parents and child are taken into account as well. Their comfort at home, at school in the community assessed as part of the decision. They can help find a good character witnesses, to advise on how to emulate, be the best parent. Most did not want to know anything about the past history which can be used to portray a negative image of the detention hearing. Give them more accurate information will help them build a strategy to make any accusations unreliable and inadmissible.
If you would like to know more about child custody lawyer, family lawyer, child support lawyer please visit the website http://www.lawtomatic.com.
# # #

Welcome to Lawtomatic.com, where you can get the “Law On Your Terms!” Here, you can find a lawyer that fits your needs and start saving in three easy steps. First, simply answer a few questions about your legal situation. Second, watch as lawyers bid on your case. Third, choose the best lawyer based on the qualifications and the quoted price. It’s that easy!

AAA Reminds Motorists of Hazards of Running Out of Gas

What a great reminder.

Found on www.prnewswire.com/ and brought to you by Car Repair Salinas

 

As fuel prices continue to climb, drivers pushing gas tanks to their limits could end up with costly repair bills in addition to putting themselves in potentially dangerous situations

ORLANDO, Fla., April 25, 2011 /PRNewswire-USNewswire/ -- With gas prices nearing record levels, motorists who attempt to stretch a tank of gas too far could end up stranded at the roadside. AAA cautions drivers that allowing their car to run out of fuel can not only put them in a potentially dangerous situation, but also could result in costly repair bills.

"We realize some motorists are trying to be resourceful and delay fuel expenditures by driving their car until the gas tank is nearly empty, but this can sometimes do more harm than good," said John Nielsen, AAA National Director of Auto Repair, Buying Services and Consumer Information.

Potential Costly Repairs from Running on Empty

Running a vehicle extremely low on fuel may cause sediment in the bottom of the tank to clog the fuel pump pickup, the fuel filter or even the fuel injectors. In addition, when a minimum level of fuel is not maintained it could cause the electric fuel pump inside the tank to overheat. The cost to replace that one component alone can be $500 or more in parts and labor.

Dangers of Running Out of Gas

Running out of gas also can put the personal safety of a motorist and their passengers in jeopardy should the vehicle suddenly become immobilized on the roadway. "Power steering and brakes can be lost when the engine dies, and drivers can end up stranded in the middle of a busy highway without the ability to move their vehicle. Fortunately, out-of-gas situations are completely avoidable just by keeping an eye on the fuel gauge," noted Nielsen.

Finding the Lowest Priced Gas before Hitting E

AAA recommends drivers always maintain at least a quarter tank of fuel. "We understand everyone today is looking to save money by finding the lowest priced gas before they fill up. AAA can help in that quest with several free tools drivers can use to plan their fill ups in advance so they both save money and avoid running out of gas," explained Nielsen.

Both the TripTik Travel Planner on AAA.com and the free AAA TripTik Mobile iPhone app can help drivers plan efficient routes for errands and locate the best places to stop for gas along the way. And on the go, AAA TripTik Mobile provides motorists with turn-by-turn navigation and audible directions. Both tools allow drivers to compare frequently updated fuel costs at gas stations near their location.

Safe, Smart Ways to Save on Gas

Rather than stretching their fuel supply too far, AAA urges motorists to make a few simple changes in their driving habits that can greatly improve fuel economy.

"Instead of making quick starts and sudden stops, go easy on the gas and brake pedals. If there is a red light ahead, ease off the gas and coast up to it rather than waiting until the last second to brake. Once the light turns green, accelerate gently rather than making a 'jack rabbit' start," said Nielsen.

The U.S. Department of Energy reports aggressive driving can reduce a car's fuel economy up to 33 percent.

Speed also is a key factor in conserving fuel. The fuel efficiency of most vehicles decreases rapidly at speeds above 60 mph. "Every additional 5 mph above 60 mph is like paying an additional $0.24 per gallon for gas. Take it easy on the road and you'll see a tremendous savings at the pump," added Nielsen.

AAA offers more than 40 ways motorists can reduce the amount of fuel they consume in its "Gas Watchers Guide" available online at AAA.com/PublicAffairs.

As North America's largest motoring and leisure travel organization, AAA provides more than 52 million members with travel, insurance, financial and automotive-related services. Since its founding in 1902, the not-for-profit, fully tax-paying AAA has been a leader and advocate for the safety and security of all travelers. AAA clubs can be visited on the Internet at AAA.com.

AAA news releases, high-resolution images, broadcast-quality video, fact sheets and podcasts are available on the AAA NewsRoom at AAA.com/news.

Stay connected with AAA on the web via:

Twitter.com/AAAauto

Twitter.com/AAAnews

YouTube.com/AAA

Facebook.com/AAAfanpage

Facebook.com/AutoSkills

Available Topic Expert(s): For information on the listed expert(s), click appropriate link.

Christie Hyde

http://www.profnetconnect.com/Christie.Hyde

(Logo: http://photos.prnewswire.com/prnh/20080226/DC15031LOGO)

SOURCE AAA

Sunday, April 24, 2011

Patent Search Services and Trademark Search Services Website Launched by Patent Search Investigators

Found on prlog.org/ and brought to you by Lawyer Salinas

Patent Search Investigators LLC has launched its new Website offering patent search services and trademark search services at high quality and low cost. U.S. Customs and domain name search services are also offered.

 

Apr 21, 2011 – Patent Search Investigators LLC is a patent search service and a trademark search service firm. PSI has just launched its Website: PatentSearchInvestigators.com where customers can easily pick the intellectual property search service they desire and pay securely online via PayPay. Patent search services start at $399 for a novelty search and $399 for a registered or state trademark search.

PSI is passionate about intellectual property searching and believes that it is an art versus a science. Because of this, PSI uses only engineers registered to practice before the United States Patent Office for its patent searching. These are highly skilled and educated artists who will conduct the patent search.

Visit its new Website http://www.PatentSearchInvestigators.com today.

PSI services large corporations, law firms, research departments of universities, government agencies, and private inventors. If you want to learn what prior patents affect the patentability of your invention, invalidate a competitor’s patent, or clear a new product for launch, PSI will provide a quick, high quality patent search at a low price. With PSI you get the same great service for trademark search services, domain name searches and U.S. Customs registrations searches. Order today and experience the PSI difference:

*Patent attorney or agent search with university engineering degree;
*Multiple patent search angles;
*Multiple countries;
*Combined 17 years of patent searching experience;
*Quick email search results;
P*DFs of relevant patents attached to email;
*Emailed patents = no charge for postage, handling or patent copies; and
*High quality and low cost.

http://www.youtube.com/watch?v=frD68PvCfPc&feature=playe ...

Program aims at fixing clunkers

Get in on this ASAP!

Found on www.pe.com and brought to you by Car Repair Salinas

REPAIRS: A state plan will pay up to $975 to fix vehicles that fail the tailpipe portion of the smog check.

08:57 PM PDT on Friday, April 22, 2011
By TIFFANY RAY
The Press-Enterprise

 

ow is the time to take that smog-causing clunker out of the garage and get it fixed. A state program is offering California drivers up to $975 each to pay for testing, diagnosis and repair of vehicles that fail the tailpipe portion of the smog check.

The program, called Vehicle Repair, Retirement and Replacement for Motorists, or VRRRM, is intended to improve fuel efficiency and air quality and is being financed with a $20 million grant from the Reformulated Gasoline Settlement Fund, a pool of money from the settlement of an antitrust class action lawsuit filed against Union Oil Co. of California and Unocal Corp. It is being administered by the Foundation for California Community Colleges.

The program is open generally to anyone who purchased gasoline in California from 1995 to Aug. 11, 2005 during the months of April through October, and it is expected to run until early 2013 or until funds run out.

Harvey Van Egmond, owner of Harvey's Autotech in Corona, said customers are initially skeptical when he tells them about the program because it is such a good deal. Once they come around, "people love it, they're excited. It's something that's going to catch on fire, but it hasn't yet because nobody knows about it."

VRRRM was launched last fall, but funds were initially available to vehicle owners only after they had paid out $450 of their own money or had exhausted funding available to them under a separate state Consumer Assistance Program (CAP) for low-income residents. But the restrictions proved to be a deterrent to vehicle owners, who often opted for a vehicle waiver to postpone repairs rather than go through the application process, said Keetha Mills, vice president of finance and chief financial officer for the foundation. Also, CAP has been suspended, at least until a new state budget is passed. So organizers eliminated those requirements April 15 in order to simplify the process and attract more takers.

Now, it is open to consumers regardless of income without an initial payment. Vehicle owners can simply take their vehicles to any participating Gold Shield repair shop, and the application and repairs all can be handled from there. About 600 shops are signed up to participate, and more are being added. A list of shops and other program information is available online at www.vrrrm.org.

There are still a few restrictions on the program, though not many. Vehicles must have six months of continues registration to the same owner in California, for example, and funding is not available for vehicles owned by city, state or federal agencies. Mills said organizers have tried to make the program easier for repair shops, too, relaxing stringent screening procedures and eliminating a pre-approval process on individual repairs.

Howard Baldwin of Baldwin's Auto Inc. in Moreno Valley said the program is a good thing for consumers, but it needs more advertising so people know it's out there. "It would help them and us," he said.

Mills said the foundation has relied mostly on repair shops to get the word out.

A separate component of the VRRRM program offers consumers $3,500 toward the purchase of a new car as an incentive to retire and replace their older ones. That program is scheduled to end May 15 and a new one will be rolled out in collaboration with the South Coast Air Quality Management District and the state's Bureau of Automotive Repair, Mills said. Details on that program are not yet available.

Reach Tiffany Ray at 951-368-9559 or tray@PE.com

VRRRM participants

The list of qualified Gold Shield Stations is updated regularly. Inland locations as of Friday:

Cathedral City Valley Smog & Auto Repair Inc., 36641 Perez Road

Chino Chino Autotech Inc., 4702 Chino Ave., #1

Corona Harvey's Autotech, 521 West Sixth St.

Fontana George's Sierra Shell, 9684 Sierra Ave.

Hemet Palm Valley Shell, 41735 E. Florida Ave.; Phil's Auto Clinic, 111 N. Soboba St.

Hesperia A-Action Automotive, 11985 Hesperia Road

Highland East Highland Auto Tech, 3708 E. Highland Ave.

Montclair Montclair Service Center, 4839 Arrow Highway

Moreno Valley Ayres Auto Service, 24759 A Sunnymead Blvd.; Baldwin Auto Inc., 21891 Alessandro Blvd.

Ontario Dick's Auto Electric, 113 S. Vine Ave.; Wayne's Automotive, 157 N. Mountain Ave.

Palm Desert Hilltop Automotive & Performance, 77585 Enfield Lane, Suite A

Palm Springs Kennard's Automotive, 673 Sunny Dunes Road

Rancho Cucamonga Dan's Mobile, 9315 Baseline Road; Haven Union 76 Tire & Service Center, 6411 Haven Ave.

Rialto Rialto 76, 101 W. Foothill Blvd.

Riverside M & N Smog and Muffler, 2512 University Ave.

San Bernardino Arrowhead Auto Repair & Smog Check, 427 S. Arrowhead Ave.

San Jacinto One Stop Auto Shop Inc., 375 W. Esplanade Ave., Unit A&B

Temecula All Day Smog, 28730 Via Montezuma #102; Excellent Auto Care & Tire, 26673 Ynes Road, Suite A

Victorville Loveland's Automotive Service Inc., 15243 Palmdale Road

SOURCE: www.vrrrm.org

Friday, April 22, 2011

Resolving the Bad Credit Auto Loan Dilemma

I dont know. What do you think?

Too Broke to Drive to Work? Consider Online Loans

 

Apr 21, 2011 – With gas prices and insurance costs on the rise and jobs at a scarcity, many consumers are being forced into a tough choice between feeding their families or a fuel-hungry automobile. In many urban areas with poor public transportation infrastructure, a car is often the most reliable solution for a daily commute. Tragically, depending on a car for work-related transport can backfire, if rising auto maintenance costs catch up with income or a car accident eradicates the family sedan.

BadCreditLoans.com’

s new Auto Loan applications (http://badcreditloans.com/auto-loans) allow customers with little or no credit to apply online for a small loan - generally two-hundred to a thousand dollars though amounts are negotiable. This amount should easily cover a fair-sized mechanical repair or pay an insurance deductilble, which is often enough to get a broken down auto running just well enough to make it to the office.

Though criticized by opponents as promoting irresponsible lending behavior, bad credit loans are often the only option left to those struggling financially. When all other sources of funding are exhausted and payday is still a ways off, bad credit auto loans have saved many people from financial disaster.

Unsecured loans such as this are typically associated with high fees and late payment penalties, which may cause apprehension in some potential clients. Properly managed, these loans are an excellent tool to rebuild a bad line of credit. More importantly, the popularity of sites like BadCreditLoans.com (http://badcreditloans.com/) are a good sign that consumers are taking on the fiscal responsibility of reducing or eliminating their debts without loading down their credit cards with more debt.


# # #

BadCreditLoans.com has the right solutions to provide you with financial assistance. Various bad credit loans are available for all your specific needs, including cash advance payday loans that can put as much as $1,500 in your account within 24 hours.

Repair Jobs Mechanics Love And Why

Very Interesting!

Found on www.thecarconnection.com and brought to you by Car Repair Salinas

By Contributing Writer April 20th, 2011

In every industry there are jobs that you have to do and others that you love to do.

The auto repair business is not any different. 

The motivation for the enthusiasm can be as simple as profit or an anticipated benefit down the road. So here are four jobs that mechanics love to see drive through the overhead doors.

Brakes: A brake job can be profitable for an auto repair shop for a number of reasons. For the most part brakes are pretty straight forward even across manufacturers. An understanding of brake systems can serve a technician well because as he is exposed to more brake systems, he or she becomes more proficient and therefore more productive personally and for his employer. Depending on the thoroughness and philosophy of the repair facility, brake jobs offer the possibility of replacing more than just the disc brake pads and therefore boosting profitability. On a scale of 1 to 10 that measures the chance of a problem necessitating a comeback (1 being the lowest possibility), brake jobs are a 3.

Batteries: This is one part that your garage will always have time to replace, there is a decent mark up on the battery and always room to charge for installation. Not all batteries are under the hood anymore, so don’t be surprised if the labor charge approaches an hour’s time. Sometimes a wheel or rear seat must be removed to install a battery. All this contributes to the service facility’s interest in replacing your battery. It isn’t a coincidence that AAA has a fleet of trucks that don’t do anything but replace batteries--you have heard the expression “Follow the money”? Its comeback quotient is a 1.

Oil Changes: Ok, it’s not the technicians who like oil changes, it is the service writers aka salesmen who love to see overdue oil change stickers. It is not the profit potential in the lube, oil and filter but the chance to evaluate your car that has them smiling. With that review will come suggestions for future work and a chance for future revenue. Don’t be surprised by the availability of extremely low priced oil changes, when your repairer’s goal is to generate future sales it becomes just a numbers game. Rate this job a 3 as far as its ability to bring on a migraine.

AC Recharge: Everyone wants to ride comfortably. Restoring the refrigerant to its proper concentration is accomplished with specialized equipment and when well equipped it can be a profitable maintenance procedure for the shop. Also the fact that the unit is not cooling is a sign that there may be a need for additional work. A system with a very small leak may be able to cool the vehicle for the summer on just one recharge. If the system has major leak recharging is a waste of time and money. This operation has a built in excuse for failure (the leak) and for that reason it is rated a 1 for problem potential.

These jobs also serve as a gauge for how much a facility wants your business. Even the busiest shop should be able to make time to accommodate your request for these repairs within reason. So, you might want to reconsider a service operation that can’t.

Tuesday, April 19, 2011

Social Security Disability And You: An Updated Primer

Found on www.prlog.org and brought to you by Lawyer Salinas

Apr 18, 2011 – The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. While these two programs are different in many ways, both are administered by the Social Security Administration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program.

The Law Offices of Harold Skovronsky in Brooklyn, New York have brought an experienced, in-depth knowledge of social security disability issues to the table in ways that benefits clients trying to work through the maze of complex requirements, rules and regulations. His New York law practice has successfully guided clients through what is usually an all too familiar frustrating and challenging claims process.

Harold Skovronsky points out that Social Security Disability Insurance pays benefits to you and certain members of your family if you are "insured," meaning that you worked long enough and paid Social Security taxes. Meanwhile, Supplemental Security Income pays benefits based on financial need.

When you apply for either program, Harold Skovronsky’s staff will collect medical and other information from you and make a decision about whether or not you meet Social Security’s disability eligibility requirements. They also use a Benefits Eligibility Screening Tool to find out which programs may be able to pay you benefits.

Harold Skovronsky points out that there are many myths and rumors circulating about Social Security Disability.

Here are some myths and facts:

Myth: The Social Security Administration will deny you a certain number of times before you are approved.

Not true. Just as social security disability cases are not automatically denied on the very first application, neither are they denied a certain number of times before they are approved. But, with seventy percent of initial claims being denied, what can you do to improve the chances of getting approved? Many people simply file applications over and over again, hoping to be approved. Harold Skovronsky says that this is not the answer. The Social Security Administration will keep denying you if you continue to file new applications instead of filing an appeal. This brings us to the next myth.

Myth: The best way to appeal a Social Security claim denial is to file a brand new application.

No. In fact, filing a new claim is often the worst thing you can do. Why? Remember that almost seventy percent of initial applications are denied. Most disability claimants will be denied on the initial application. Repeated new applications will most likely be denied, and for the same reasons. Further, historically, and statistically, if a disability case is not approved at the initial claim level, it will probably also be denied at the reconsideration level (in some states, the reconsideration step has been suspended as part of a test project) and eventually have to be heard by an administrative law judge to be approved for benefits. A disability claim, however, will never get that far in the process if a claimant continually files new applications instead of filing an appeal.

Unless your representative advises otherwise, always allow your attorney to take advantage of your appeal rights upon denial. In short, to improve your chances of winning your disability case, you should:

1) Follow the appeals process; and
2) Find representation.

Myth: Certain medical conditions or mental health problems can get you automatically approved for benefits.

The answer to this is both yes and no. Certain impairments are singled out and specified in the Social Security Administration's Impairment Listing Manual. Claimants who have listed medical problems at the level specified in the manual, can be approved for benefits somewhat easier than those who do not. The disability evaluation process, however, even for listing level impairments, is never automatic. All claims are evaluated according to the medical evidence gathered first by the Disability Determination Services at the initial claim and reconsideration levels, and then by an attorney or representative at the ALJ level. Claims are decided by the information held by medical providers.

It is important to remember, therefore, that disability claimants should seek regular medical treatment throughout the entire time their claim is pending. This is to ensure proper documentation for evaluation purposes. Disability cases in which the medical evidence is scant and doctor visits are sporadic, will, generally, have little chance of approval. Conversely, claimants who get regular medical care will usually have more solid cases and a better chance of winning benefits.

Myth: You cannot get Social Security Disability if you have used drugs or alcohol.

This is not true. It will depend on the extent of the use and how recent the use was. Currently, it is not possible to receive disability benefits based solely on addiction. But, whether such use will affect a claimant's eligibility for benefits depends on materiality. If a claimant's drug or alcohol abuse is found to be material, in other words relevant, to the case, the case will not win.

For example, a claimant applies for disability based on liver dysfunction and hepatitis. The claimant also has a history of alcohol abuse, some of it recent. Will the alcohol abuse harm the claimant's case? It depends on whether it is material or immaterial to the case.
If the claimant's liver damage were so pronounced that ceasing alcohol use completely would make no difference to the claimant's medical condition, then alcohol abuse would be immaterial, or irrelevant, to the case. Conversely, if ceasing alcohol use would result in medical improvement, then the alcohol abuse is material to the disability case and the claim would be denied. Simply put, Social Security will not pay benefits to claimants whose disabling conditions are brought on and exacerbated by, drug and alcohol abuse. Claimants who have a history of abuse but who are not currently using substances should carefully review their medical records before filing for disability.

Further, medical doctors and mental health professionals will often indicate "suspected use" in their treatment notes. Such indications, proven or not, can have a damaging effect on a disability case. Claimants, whose disabling conditions are psychiatric in nature, should especially heed this since mental cases are more likely to be denied when substance abuse is involved.

As you can see, there are many complex issues involved with Social Security Disability, and we have barely scratched the surface. It is important to retain legal counsel if you are serious about your Social Security Disability claim. For further information, visit http://www.completedisabilitylawyers.com or call them at (718) 336 8886.
# # #

The Law Offices of Harold Skovronsky in Brooklyn, New York have brought an experienced, in-depth knowledge of social security disability issues to the table in ways that benefits clients trying to work through the maze of complex requirements, rules and regulations. His New York law practice has successfully guided clients through what is usually an all too familiar frustrating and challenging claims process.

Common Car Dealer Scams To Watch Out For

Found on www.abcnews.go.com and brought to you by Car Repair Salinas

Beware of 'Extra Features' and Extended Service Contracts

Saturday, April 16, 2011

ExpertBail: Making the Connection Between Victims Advocacy and Bail Bonds

Found on www.prlog.org and brought to you by Lawyer Salinas

In Celebration of National Crime Victims’ Rights Week, ExpertBail Re-Emphasizes its Commitment to Ensuring Public Safety and Protecting Victims’ Rights

 

Apr 14, 2011Calabasas, CA – This week all over the country people are participating in National Crime Victims’ Rights Week.  In its continued support of victims’ rights and its developing partnership with the National Center for Victims of Crime, ExpertBail is looking to spread the word about this important program.

Many people don’t realize the vital role that bail bond agents play in the criminal justice system.  Even fewer people understand the role that bail bond agents play in ensuring that victims get a chance at justice.  When a bail bond agent gets someone out of jail, they are in essence ensuring that the defendant will show up in court.  Through this promise to deliver the defendant to the court, they are also ensuring that the victim of the crime is getting a chance at justice.  Last year through the ExpertBail Network of Agents, over 360,000 victims got this chance at justice.

ExpertBail is the nation’s first and only national bail bond brand.  Comprised of over 5000 of the most professional and experienced bail bondsmen across the country, ExpertBail is raising the bar in the industry.  Also, through its extensive network, ExpertBail is able to service consumers looking for a bail bond in any state that commercial bail can be written.  Each and every member of the network is committed to supporting the rights of victims.  Below are just three of these experienced, professional bail bondsmen who can be found on http://www.expertbail.com and who are ready to help you now.

A Cajun Bail Bonds located at 303 West Vermillion Street, Suite 110, in Lafayette, Louisiana, is a verified and trusted ExpertBail agent servicing Lafayette County in Louisiana.  A Cajun Bail Bonds has committed themselves to raising the bar in the bail bond industry and providing the best bail bonds in Lafayette County, Louisiana.

Hallback Bail Bonds, located at 408 West Renfro Street in Plant City, Florida is a verified and trusted ExpertBail agent servicing Hillsborough County in Florida.  Hallback Bail Bonds is an experienced, professional bail bond agent who will walk you through the process and provide you with the best bail bonds in Hillsborough County, Florida.

A and A Bail Bonds located at 211 North Lauderdale Street in Memphis, Tennessee is a verified and trusted ExpertBail agent servicing Shelby County in Tennessee. A and A Bail Bonds is one of the most experienced bail agents in Shelby County, Tennessee.

So, when looking for a bail bondsman in Lafayette, Louisiana, Plant City, Florida, or Memphis, Tennessee, definitely turn to one of these trusted and proven ExpertBail Agents.  Because you never want to rely on an Amateur when there is a trusted Expert waiting to help.
# # #

About ExpertBail
ExpertBail is the bail bond industry’s first true national bail bond network. Comprised of the most experienced and highest quality bail agents in the industry, ExpertBail helps consumers reduce the clutter in the bail marketplace and direct them towards a trusted, proven and experienced bail agent in a simple and transparent way. ExpertBail is backed by AIA, the oldest and largest family of bail bond insurance companies. With over 150 years of stability, trust and knowledge behind every bond written in the ExpertBail Network, our focus is on the consumer and helping them through a difficult time. The mission of ExpertBail and its network of agents is not only to meet the expectations of our customers, but to exceed them substantially.

Questions Every Vehicle Owner Should Ask Their Mechanic

Even if you trust your mechanic, this is good information for you to know.

Found n www.autos.aol.com and brought to you by Car Repair Salinas

By Josh Max, Correspondent Aol Autos

Posted: Apr 14, 2011

 

"They can make up anything!" Seinfeld's George Costanza famously said of mechanics. "Nobody knows! By the way, you need a new Johnson rod in there."

Taking your vehicle to get worked on can be intimidating, especially if you're not familiar with the lingo associated with vehicle maintenance and repair. However, next to your home, your vehicle is most likely the second most expensive investment you'll make, so it's important to make sure you leave it in the right hands when something goes awry. There are a number of important questions all vehicle owners should ask before turning their keys over to an automotive technician. Here are five, as listed by Napa Auto Parts.

1. Are you ASE certified?

A common indication of quality service is a certificate of Automotive Service Excellence (ASE). ASE's mission is to improve the quality of vehicle repair and service through the testing and certification of repair and service professionals. If no ASE certificate has been awarded at the shop you're considering doing business with, it's probably a good idea to take your vehicle elsewhere.

2. What payment policies and guarantees do you offer?

Before approving any work to be done, it's important to ask about the facility's labor rates, warranties and payment policies. Also, before letting a technician inspect your vehicle, it's important to find out the cost involved. Not all auto care centers provide free estimates, and you don't want to be stuck paying a costly inspection fee you didn't approve beforehand.

3. What is your used parts policy?

Some garages have been known to pass off used parts as new to unsuspecting vehicle owners. To ensure you're getting what you paid for, Arlotta recommends asking the facility about its used parts policy before having any work done on your vehicle. Ask what the warranty is on the new part, so if the part fails within that time-frame, you know it must be repaired or replaced for free.

4. Do you have a list of references I can contact?

To really find out about the facility's service record, it doesn't hurt to request a list of references who have frequented the shop before. They'll be able to provide an overview of their experience with the technicians and how satisfied they were with the work that was completed. There are places to look, such as www.yelp.com, as well as the Better Business Bureau to see if the establishment has any or many outstanding complaints. It is a good sign to begin with if the place is an accredited member of the BBB.

5. Can I receive a written explanation of what work was completed on my vehicle?

Requesting a detailed breakdown of what repairs were done on your vehicle not only helps you maintain pristine records but also keeps the auto care center accountable for the work they completed. According to Arlotta, these records are extremely important, especially when warranties are involved, or if you want to sell your car.

For more information about NAPA and vehicle care, visit www.NAPAAutoCare.com.

You can research a business with the Better Business Bureau at www.bbb.org.

Friday, April 15, 2011

Protect your business with a Lasting Power of Attorney

Found on www.prlog.org and  brought to you by Lawyer Salinas

 

Apr 15, 2011 – As a business owner you might think events like these are beyond your control but Frances Kelly, Senior Partner at Tallents in Newark explains that with careful planning and forethought, it is possible to plan for the worst case scenario.

Unfortunately, many business owners do not think about what would happen to their business if they became incapable of running or making important day-to-day decisions either through physical or mental incapacity, or if they were stranded abroad for any reason.

Frances says,

“This year businesses have had to cope with some quite exceptional events, such as Swine Flu, or key personnel being stranded abroad because of extreme weather conditions. In the current financial climate it is even more important that business owners plan ahead to keep their businesses running successfully.

“You may think you can rely on family, friends, or even employees, to take over the running of the business for you but this really isn’t a satisfactory long-term solution. You’ve probably spent years building up your business and you need to know that the person left in charge will have the authority to make the best day-to-day decisions.

“This is why we recommend that business owners protect themselves and their business by having a Lasting Power of Attorney (“LPA”). Not only will it save time, it’ll help ensure that everything runs smoothly in your absence.”

A LPA enables you to appoint someone (an “Attorney”)

to look after your financial affairs if you were to become incapable of dealing with them yourself.
Y
ou decide on who will deal with your affairs on your behalf and you can place restrictions on and give guidance to your Attorney(s) on how they should deal with your business affairs.
Frances continues,

“If you are making an LPA in respect of your business affairs, it makes sense to appoint someone who is familiar with the business. For example, the partners in a business could appoint each other, or you could appoint someone in your family who knows the business well. You can also choose more than one Attorney who could act jointly or separately from each other. The choice is yours, but it’s not one to be taken lightly.”

An LPA relating to your financial affairs must be registered with the Office of the Public Guardian, regardless of your mental capacity in order for it to be valid. Once that’s done, then you will have peace of mind that should anything happen to you your Attorney can act on your behalf.

Frances finishes,

“If you were to become incapacitated, then without a LPA, an application would have to be made to the Court of Protection in order for someone to be appointed as your deputy. This process can take months and the costs involved are much higher than those involved in obtaining a Lasting Power of Attorney. In the meantime, who knows what will happen to your business?

It really makes so much sense to apply for an LPA now and never have to use it. Think of it as an insurance policy that could keep your business running successfully.”

…/ends

For more information, contact Tallents
2 Westgate, Southwell, 01636 813411
28A Westgate, Mansfield, 01623 666700
3 Middlegate, Newark, 01636 671881

http://www.tallents.co.uk

ABOUT TALLENTS

Established in 1774 and with offices in Newark, Mansfield and Southwell, Tallents Solicitors services the legal needs of private individuals, company and commercial clients and farmers in North Nottinghamshire and Lincolnshire.

We still offer a personal service to our clients and our size and structure ensures that partners are never remote from our clients. We provide a full range of legal services and our expertise covers all areas of law including:

Agricultural law, criminal law, commercial and domestic property transactions, inheritance tax planning, trust and estate administration, wills and probate, commercial and general litigation, employment law, company and commercial law, intellectual property, matrimonial and family law, personal injury claims and children issues.

In 2009, Tallents celebrated 235 years, having served more than nine generations of North Nottinghamshire and Lincolnshire people. This makes Tallents one of the oldest law firms in the county and possibly the UK.


Release issued by Liselle Barnsley, Tailored Marketing Solutions Limited, 07901 823877


# # #

We can offer affordable and focused marketing solutions for your company. We can work as an extension to your existing marketing team, or on a consultancy / project-by-project basis.

Visit http://www.tailoredmarketingsolutions.com for more information.

Used Car Parts Cut Repair Cost

Found on www.torquenews.com and brought to you by Car Reapair Salinas

 

As shade tree mechanics have known for years, installing used car parts can be a great way to save money, but only if done responsibly. Never install a used auto part that could compromise your safety.

No less an authority than Consumer Reports is endorsing the idea of used auto parts being a money saver but only in certain areas of your automobile. Critical safety items like air bags, seat belts, brake parts, and electronic sensors that monitor system problems should only be bought new or from a reputable supplier, which is where we differ slightly from Consumer Reports.

The organization says used car parts can be bought from reputable suppliers but even that is a risk not worth taking. Today´s reputable supplier can become tomorrow´s nightmare quickly in tough economic times. Plus, you never really know the source of used air bags, which have become common theft items because they are expensive to replace.

Your vehicle identification number is going to be an important thing to know when buying used auto parts because it closely defines specific equipment. When possible, also find out the specific part number that you want to use. That information is easily obtained by entering the make, model and year of your car into Google along with the replacement part needed.

Original equipment is going to be needed for your car´s airbags, especially because you only need to buy a used airbag when the one in your car bas been inflated because of a collision. (It is possible one could fail but that is remote.) Absolutely insist that your auto body shop replace your airbag with a new one from the manufacturer.

Consumer Reports makes a good point by including electronic sensors on the list of items that should never be bought used. Sensors are delicate items that are built to withstand the harsh automotive environment they live in but once removed are subject to an environment that could make them prone to fail. Auto salvage yards are not the best places for handling delicate computer sensors.

Faulty sensors are going to lead to a lifetime of problems (the lifetime of your car that is) because of error messages that will have you at the mechanic frequently. Diagnoses can be quickly add up as an expense.

Faulty sensors also potentially could mask problems with your car. That in turn could lead to defects not being fixed in time to avoid catastrophic failures that will cost you major money to repair or replace your car.

What used auto parts can you purchase safely? Mirrors, bumpers and alloy wheels lead the list according to Consumer Reports. Rearview mirrors especially make sense when it comes to used auto parts because they are less likely to be damaged in accidents (except in situations where a driver or passenger aren´t wearing a seat belt or a rollover). Modern, electronic mirrors are expensive. Keep in mind when replacing a mirror that you will have to reprogram it if it includes special features that will open a garage door, for example.

Consumer Reports also says that side-window glass and hoods can be safely installed. It´s important that you ask the supplier if the hood meets the original manufacturer´s specifications. A side-impact collision could warp the hood and make it a bad replacement used car part. You may not be able to tell the difference but it could become obvious during a pre-purchase inspection when you go to sell your used car. A prospective buyer is most likely going to know you have been in an accident because of services like CarFax.com and AutoCheck.com. You will only further devalue your used car if it seems like you used substandard parts to repair it.

Purchase used side-window glass only if you don´t have automotive insurance that covers its replacement. Otherwise, you should take advantage of the opportunity because window glass is an important safety component of your car.

Some other things to keep in mind are if your mechanic will allow you to install used car parts and if they come with a warranty, which could be for anywhere from one to six months. Save any receipts along with a copy of the return policy to avoid problems when trying to exchange or return a used part.

A mechanic is not going to offer a warranty for labor on a used part if it fails, even if it is under warranty. The supplier may replace the part but not the cost of installation. Also, mechanics make profits from parts and may not be willing to forego that additional income to save you money.

Used car parts can be an excellent way to save money but keep in mind that new parts should be bought when it comes to safety. That´s one area where you don´t want to skimp.

Wednesday, April 13, 2011

As the Federal Reserve Face a Bank Suit Over Credit Card Fee Rules Americans are Reducing Their Debt

Found on www.prlog.org and brought to you by Lawyer Salinas

 

Apr 12, 2011 – Banks across the United States claim that the rules limiting credit card fees are not fair. The Federal Reserve’s Board of Governors are being sued by TCF National Bank as they challenge the legislation appended to last year’s Dodd-Frank financial regulation overhaul bill. No details from the case have yet to be revealed.

In December, credit card swiping fees were capped at 12 cents a transaction in contrast to the previous formula of 1.14% or 44 cents per transaction. The Sioux Falls-based unit of TCF Financial makes about $8 million a month on the fees, according to Timothy Kelly, a lawyer for TCF National.

As the nations bank fight to keep their profits high- Americans are trying to keep their debt levels low. For Veronica Pittman it was the dream of owning her own business that turned into a nightmare. Pittman engaged with an attorney-based debt resolution company to clean up her $25,000 of debt.

“There are needs that the business had and from time to time when the needs arose there was not always that cash flow. Plus interest rates were extremely high,” says Pittman.

Pittman and her husband engaged with the Barnes Law Firm in Georgia. Barnes Law uses the integrated legal support services of Morgan Drexen. Morgan Drexen provide legal support services to more than 35 law offices across the United States. Southern California trustee Jeffrey Golden also recently requested Morgan Drexen.

General Bankruptcy Counsel for Jeffrey Golden, Tom Casey says, “The Trustee engaged in an in- depth investigation of the support services that Morgan Drexen provides. He concluded that using these support services would benefit the trustee. The trustee would not have undertaken operating a Debt Settlement Program without using Morgan Drexen. They demonstrated an ability to operate very effectively in a complex industry.”

Attorneys throughout America have realized the value of using the legal support services of Morgan Drexen. Pittman says of the attorney-based program, “They handled everything for me and it was so smooth, the law firm would give me current updates monthly reports and monthly statements-it just made it smoother. It just was painless practically. I’m very glad for the firm’s involvement.”

For Texas resident Rosie Tinch it was a family illness that caused her debt to spiral out of her control. “Things just kept piling up and piling up and then every time you send a payment to the credit card company they’d raise the interest rates. It just go so high I just couldn’t afford it,” admits Tinch

Tinch like so many Americans is now living debt free. “I feel good about it- no more credit cards for me. It feels great- really great,” adds Tinch

Attorneys throughout the United States the attorneys using the support services of Morgan Drexen have reduced $235 million in consumer debt.

Director of strategic planning for Morgan Drexen Susan Muzila says, “The recent changes in law were put into place to protect consumers and not to push up the profit margins of the nations banks. High unemployment rates are affecting people across the United States and any regulation put into place to protect consumers is a good thing.”

The case is TCF National Bank v. Bernanke, 10-cv-04149, U.S. District Court, District of South Dakota (Sioux Falls).


# # #

Morgan Drexen, Inc provides integrated legal services and administrative support to attorneys throughout the nation; who represent consumers facing the scar of bankruptcy.

Car Carpet Repair - How To Repair The Carpet In A Car

Here's some different info...

Found on www.carjunky.com and brought to you by Car Repair Salinas

Apr 12, 2011 - 1:01:00 AM

 

Find some helpful car carpet repair tips. You can make the interior of your vehicle look new by learning how to clean car carpet or by making some spot repairs.

After time, the carpet in your car can start showing wear and tear, which can cause a decrease in the value of your car. Not only does dirt wear your carpet down, but it can become stained or burnt from cigarettes, making your carpet unsightly.

Replacing the entire carpet can be costly and isn't necessary most times as it can be repaired. Repairing your carpet can be done, which will add the value back to your car and make it more attractive.

Here are some easy to follow steps to repair the carpet in your car:

1. Vacuum the carpet thoroughly. This should be done whether you are repairing carpet from burns, tears or just cleaning stains from it.

2. For Cigarette Burns: Trim away any burnt areas. Then trim some carpet from under the seat. Place those trimmings to the side for use later. Using waterproof glue, fill the holes (from the burnt areas). Then place the trimmings into the holes, making sure to overfill the holes. Cover with a paper towel and something heavy to apply pressure. After a few hours and allowing glue to dry, trim any excess carpet from the holes. Vacuum again.

3. For Tears In The Carpet: Choose a thread color that matches the carpeting, thread a needle and knot one end of the thread. Press the sides of the tear together. Start stitching from one side to the other, making sure that the first stitch is done from underneath so that the knot is not seen. Once you have stitched the tear, cut the thread and knot the end. The knot can be tucked under the stitching so that it will not be seen.

4. For Stains: Mix a cap of carpet shampoo with one cup of water. Apply the shampoo and water solution to the stained area with a sponge. Let the solution sit on the stain for approximately 20 minutes. Dab dry with a clean towel. Rinse the area with water and use a clean towel to dab the area dry. This may need to be repeated more than one time for best results.

Car carpet repair can be a very simple process. It shouldn't take long for you to have your car looking new again with these easy how to car tips.

Monday, April 11, 2011

3 Legal Documents Every Graduating Senior Needs to Ensure Parents Can Make Important Medical & Final Wishes

Found on www.prlog.org and brought to you by Lawyer Salinas

As a legal adult, privacy laws can prevent parents from making medical decisions on their child’s behalf. Parents of graduating seniors are urged to help their child prepare key legal documents to ensure they are consulted in case of emergency.


 

Apr 11, 2011 – ATLANTA, GEORGIA - As graduating seniors prepare to travel abroad or leave for college, parents are urged to help their children prepare HIPAA forms, a power-of-attorney and an Advance Health Care Directive to ensure they are consulted and actively involved  in their child’s care should they become seriously ill or incapacitated in accident.

Under current privacy laws, parents may be barred from making necessary medical and life-saving decisions on their child’s behalf without such documentation in place.  Parents may further find themselves unable to obtain necessary medical records without an Advance Health Care Directive and signed HIPAA form in place.

“Most parents assume they can make medical decisions on their child’s behalf until they are legally married, but that is just not the case,” says Marietta, Georgia, estate planning lawyer, Steve Worrall  “The law can prevent parents from getting involved in the care of a child 18 or older without explicit permission through legal documentation,”

he warns.

For that reason, Worrall urges parents of graduating seniors to help their child complete the following 3 documents which give them permission to intervene medically and make life-saving decisions on their child’s behalf:

1.   Advance Health Care Directive- This document allows a young adult to appoint someone they trust (the parent) to be their health care agent should they wind up in a coma or become otherwise incapacitated in a serious accident.  It also specifies the type of long-term care or life support the child would want should they become incapacitated or left in a permanent vegetative state.

2.   Financial Power of Attorney- Having a financial power of attorney is necessary to give someone (preferably the parents) permission to access any bank accounts and act financially on the adult child’s behalf if an emergency occurs.   Such activities covered under the power of attorney include paying bills, buying or selling assets, applying for social security or other government benefits and the opening and closing of accounts.

3.   Signed HIPAA Form- Parents should have their adult child pre-sign a HIPPA form to ensure they can immediately communicate with physicians and access important medical records.

Finally, to facilitate greater assistance from parents in the event of an emergency, Worrall also recommends keeping an ICE Card (In Case Of Emergency) in the child’s wallet listing the names of all approved emergency contacts, health insurance information and all known allergies.  

“It’s such a natural instinct to want to jump in and help our children in an emergency.  Yet without these documents in place, parents could be helpless spectators of their child’s care if they are incapacitated and unable to speak for themselves,” warns Worrall.  
Fortunately, this situation is entirely avoidable and I advise parents to protect their child with these critical documents before summer begins,” says Worrall.

For more information on the 3 legal documents every graduating senior needs to ensure their parents can intervene medically on their behalf or for more information on Marietta estate planning lawyer, Steve Worrall,  please call 770.425.6060 or visit www.georgiafamilylaw.com.

 

Right to Repair Act Introduced into 112th Congress with Bipartisan Support

Great news for U.S. car owners

Found on www.prnewswire.com and brought to you by Car Repair Salinas

Democrat Edolphus Towns, Republican Todd Platts Answer Call to Help Motoring Consumers

 

BETHESDA, Md., April 11, 2011 /PRNewswire-USNewswire/ -- Reps. Todd Platts (R-PA-York) and Edolphus Towns (D-NY-Brooklyn) have introduced the Motor Vehicle Owners' Right to Repair Act (HR 1449) into the 112th Congress.  

The Right to Repair Act protects motoring consumers from an expensive and growing vehicle repair monopoly by requiring that car companies provide full access at a reasonable cost to all service information, tools, computer codes and safety-related bulletins needed to repair motor vehicles.  The pro-consumer, pro-small business bill is intended to level the competitive playing field for motoring consumers and between new car dealerships and independent repair shops. The legislation further provides car companies with strong protections for their trade secrets, only requiring them to make available the same non-proprietary diagnostic and repair information they provide their franchised dealers.

"The Right to Repair Act is really about who owns the vehicle's repair information, the car owner or the car company. After spending thousands of dollars to purchase a vehicle, consumers should not be denied the ability to have that vehicle repaired at the facility of their choice," said Sandy Bass-Cors, executive director of the Coalition for Auto Repair Equality (CARE). "Without Right to Repair, millions of car owners will be further held hostage by the car companies, forced to return to the dealership even after the vehicle is out of warranty. Every American taxpayer paid for the car company bailouts and 'Cash for Clunkers.' It's time that pro-consumer legislation is passed that doesn't cost the taxpayers money."

The need for the Right to Repair Act has become apparent due to the growing use of computers and electronics which control nearly every function of a vehicle from air bags and brakes to ignition, fuel injection and tire pressure monitoring systems.  Although these computer systems provide benefits to consumers through improved fuel efficiency, comfort and safety, they also provide increasing opportunities for car companies to deny access to car owners and the repair shops where they normally obtain service for their vehicle.  

"We want to thank Reps. Towns and Platts for joining forces and taking important action to ensure that American car owners will continue to have access to quality, affordable auto repair," said Kathleen Schmatz, president and CEO of the Automotive Aftermarket Industry Association (AAIA).  "The Right to Repair Act does not cost tax payers money, but instead keeps motorists in the driver's seat by making sure that they, and not the vehicle manufacturers, have the final say on where their car is taken for service, whether to a dealership or a trusted neighborhood repair shop."

About Right to Repair:

The Motor Vehicle Owners' Right to Repair Act, which was introduced by Reps. Edolphus Towns (D-NY) and Todd Platts (R-PA), would require car companies to make the same service information and tools capabilities available to independent repair shops that they provide to their franchised dealer networks. The legislation further provides car companies with strong protections for their trade secrets unless that information is provided to the franchised new car dealers.  The bill clarifies the responsibilities of the Federal Trade Commission in enforcing the bill's requirements.  For more information about the Right to Repair Act, visit www.righttorepair.org.

SOURCE Right to Repair Act - Automotive Aftermarket Industry Association

Sunday, April 10, 2011

So Called “Personal Injury Specialty” Firms Are Rarely That, Despite What They Advertise

Found on www.prlog.org and brought to you by Lawyer Salinas

While there are many attorneys and law firms that claim to have had success in personal injury cases, that success is usually limited. The law offices of Chandler, Mathis & Zivley PC employ experienced attorneys that won't settle for the easy way out.

 

Apr 08, 2011 – What not everyone realizes is that personal injury law covers many different areas, which is why an attorney that advertises a specialty in this field is often being misleading. More often than not, these lawyers actually have limited personal injury experience relative to the full spectrum of cases that are actually considered personal injury related. This is unfair to the individuals who need the services of a personal injury attorney because they believe that any of these lawyers will be qualified to take on their case when that isn't the reality.

The law offices of Chandler, Mathis & Zivley, PC are one of the most respected firms in the  country who have proven for several years that they are able to represent people in personal injury cases and do so successfully. Their reputation as a “trial firm” has been earned because of their willingness to take a case to trial when they have a strong case rather take the easy path of settling out of court. Since 1994, they've won over $300,000,000 in jury verdicts on behalf of their clients.

Those being pursued in a personal injury case would prefer to settle rather than go to trial because they know that when these cases are taken to trial, they’ll be forced to spend money and resources defending their case and often are forced to pay greater penalties to the plaintiffs when they face a jury. When a personal injury attorney chooses to take this path for their clients, they're risking lower settlements for the clients which shouldn't be the objective.

About http://www.chandlerlawoffices.com/semi-truck-accident-at ...:
The law offices of Chandler, Mathis & Zivley, PC is a Texas law firm which represents plaintiffs in cases ranging from personal injury to commercial matters and contract law. The attorneys at ChandlerLawOffices.com have won jury verdicts in excess of $300,000,000.00 since the inception of this law firm in 1971. If you would like to learn more then please browse through the website at chandlerlawoffices.com, or if you are in need of immediate legal assistance, then don’t hesitate to contact this law office directly.

What To Do When An Auto Repair Goes Wrong

Excellent advice!

Found on www.thecarconnection.com and brought to you by Car Repair Salinas

 

You did everything right in selecting an auto repair facility--you did your research, took your time to understand the technician's explanations--and still a repair has not worked out.

So what do you do now?

There are some steps that every car owner can take to salvage an otherwise bad experience:

Know the law. Take time to research the consumer protection statutes in your area. Some states have specific regulations that apply to auto repair. One eastern state requires signage to be displayed that states the consumer's right to a written estimate. Not displaying this sign is a violation that could award the customer a refund equal to three times the cost of the repair.   

Take the emotion out of the negotiation. Treat this as business transaction and don't make things personal. An automobile is a very complex machine with interrelated systems that can make them very difficult to diagnose. At this point, you should be willing to concede that the problem is due to a good faith attempt that has failed, rather than anything fraudulent.

Set goals. It's important to know what you would like to get from your discussions. It could be a refund, or it could be having your car restored to its pre-repair condition with all the replacement parts removed. Be fair. For example, if there is only one part of the service that was deficient, don't expect everything to be forgiven. For instance, don't expect a refund for an oil change if a tire wasn't repaired properly.

Allow the shop a second chance. If you discovered a problem after picking up the vehicle, you should contact the shop and assume that your problem would be a priority to be handled as soon as physically possible. At this time set very strict guidelines about any additional charges being approved by you, so that the issue doesn't escalate. Offer to take the car to another shop for diagnoses and repair, with an arrangement for the new charges to be paid by the first shop.

Evaluate your dispute. If you haven't reached a settlement at this point, it may be time to go to the next level. Try to determine if this dispute is the result of a failure of communication, a lack of expertise or outright fraud. The answer to that question will dictate where to go from here.

Involve other agencies. The shop may be approved by AAA or be affiliated with a national auto parts program which may have an arbitration process that you can use to settle the issue. The Better Business Bureau has a reporting process that can be utilized to resolve disputes. The next step would be to involve local media to cover it on their "problem solver" type segment. Your attorney general's office may have a consumer protection division which can advocate for you if they believe the shop is at fault.

Take legal action. Unfortunately, a few of these disputes will end up in small claims court. Filing is cheap.  

No one wants the added stress of dealing with faulty repair, but when it happens, it's important to know how to handle it. 

Friday, April 8, 2011

Hurdles of New Bankruptcy Laws Can Be Overcome by Focusing on Quick Case Analysis

Found on www.prlog.org and brought to you by Lawyer Salinas

The new bankruptcy law of 2005 was designed to make it more difficult for consumers to use bankruptcy to deal with their debts. In 2011, Financial Freedom Law Is proving how difficulties can be overcome on a case by case Basis.

 

Apr 08, 2011 – Sacramento, CA – [04/08/2011]


“We filed a case to stop foreclosure with Chapter 13 and we stopped repossession of a car with Chapter 7.”  His list of missions accomplished flows easily, as it would for anyone who is committed to helping people solve their financial problems.  “With a Chapter 13 plan, the client can catch up on arrears that they owe and possibly strip the second mortgage.”  Talking with Kaushik Ranchod, bankruptcy attorney serving California’s Sacramento areas such as Rancho Cordova, Elk Grove, and Fair Oaks, is talking with a man on a mission.  

And his mission is to take action in the specific area of consumer debt where people are hurting the most, which is typically helping “individuals who have had their car repossessed or owe thousands in credit card and medical bills.”  Since the bankruptcy laws of October 2005 made bankruptcy filing more complex in respect to both attorney and debtor obligations, and in order to obtain the fastest, most cost-effective use of attorney time, Kaushik knew success depended on everyone’s ability to focus and act quickly.  And this he did by committing attention to:

1)   Expertise and success in applying the debt relief options of Chapter 7 and Chapter 13 bankruptcy, providing more than just a “fresh start” [a process which may take months], but he focused on immediate relief for individuals.  Families should not and need not feel at the end of their rope regarding credit card debt, medical bills, second home mortgages, and car loans.

2)   Immediate action in tackling specific details on a case by case basis.  This requires a thorough review of each client’s situation.  In order to do this with full focus and attention, Kaushik says, “we do not review client documents unless we are retained to prepare their case.”  Of course there’s no charge for the initial consultation because it doesn’t take much more than 15 minutes for both attorney and client to know whether they are a team that can make the touchdown.  But decision, action, and results are the focusing factors.

3)   Working as a team from the beginning.  Lawyers and staff at Financial Freedom Law work together at every step with the client.  “We believe in educating our clients and have provided articles on Chapter 7 bankruptcy (http://www.california-bankruptcyattorney.com/chapter-7-b ...) and Chapter 13 bankruptcy (http://www.california-bankruptcyattorney.com/chapter-13- ...) on our website.”  Visitors are invited to download a free Special Report from Financial Freedom Law’s website.  Also, Kaushik’s blog contains frequent posts since “We strive to keep clients abreast of the latest bankruptcy-related issues, so our blog is truly a web log of things to know about bankruptcy.”

Understandably, in order to make these services cost effective, he had to limit his practice to obtaining a discharge of clients' debts: means he doesn’t provide coaching for clients who want to represent themselves or want him to take on partial representation of their case.  
In order to provide ready channels of communication, there are paralegal and secretarial support staff in place to complete the legal team.  

The bottom line is service to improve the client’s bottom line: “We strive to provide excellent client service.  Financial Freedom Law is not about a high volume of cases, but it is personalized service with a focus on maximizing our client‘s financial freedom.”

For more information, please visit: http://www.california-bankruptcyattorney.com


# # #

Financial Freedom Law is a bankruptcy law office in Sacramento, that handles Chapter 7 and 13 bankruptcies. Their offices are located at 8880 Cal Center Drive, Suite 400, Sacramento, CA 95826.